Financing Help


Getting a Loan

Did you know that most financial institutions and mortgage lenders do not loan on manufactured and mobile homes located on leased lots? These homes are “personal property” and require specialized lending.

We have searched the nation and found two solid lenders who are ready and willing to help you finance your next great home!

The process is quick, you’ll know usually in less than 48 hours!

***Other than the use of private lending, acquiring a loan for the purchase of manufactured homes on leased land and in mobile home parks is only available through lenders who specialize in these types of loans. Lenders are provided on this website solely for the purpose of providing a resource to Buyers.


Owner Financing

Owner financing can be a great alternative to a traditional lender, requirements tend to be less restrictive, interest rates are competitive with lenders, down payments are considered minimal and the note is professionally tracked and managed by a note servicing agency.

Look for homes with “Owner Financing”


Your Manufactured Home
Lending Source

21st Mortgage Corporation is a full service wholesale lender specializing exclusively in manufactured home loans. We underwrite, originate, and service our own loans. We offer a variety of loan types to manufactured housing retailers, mortgage brokers and directly to consumers nationwide.

Jonathan Cozzolino   / Direct Lending Dept.
Phone: 800-955-0021  ext. 1227
Fax: 888-440-4520

NMLS# 979264  | NV State License# 50234


Manufactured / Mobile Home Loans


At Mortgages for America, our Philosophy is a Manufactured / Mobile Home is the same as a Single Family Home (stick built). We have been specializing in lending for Manufactured / Mobile Home Loans for several years. We found that many home owners could not find financing for their Manufactured Home hence our program was born. We have helped thousands of Manufactured / Mobile home owners purchase their dream home and refinance their homes to assist them in lowering their payment.

Jeff Shumway  / Loan Originator
Phone: (702) 403-1337
Fax: (702) 472-7845

Financing Guidelines